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Where serious capital meets real execution.

Inside Waterside

The people, purpose, and platform driving Waterside.

Capital Solution

USDA, Bridge-to-USDA, EB-5, and SBA programs built to fund real projects.

What We Fund

Industries and projects we help bring to life.

News & Insights

Updates, deal stories, and market insights from the field.

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Capital that fuels communities.

Where government-backed programs become real funding — driving jobs, infrastructure, and economic growth across rural communities.

Who We Are

Waterside is a direct lender on USDA and Bridge-to-USDA transactions — and a capital platform for EB-5 and SBA. We deliver government-backed financing that removes barriers, aligns with operator timelines, and gets real projects closed.

What We Do

We don’t pitch capital — we move it. Waterside funds USDA, Bridge-to-USDA, EB-5, and SBA transactions that turn complex projects into real closings. Our financing keeps projects moving, aligns with operator timelines, and gets deals across the finish line.

Our Story

Waterside wasn’t built on theory — it was built in the arena. Before our first deal, we were on the other side of the table, facing the same barriers that stall USDA-scale projects. We created Waterside to change that. Today, our team includes former USDA insiders and lending professionals who bring deep program knowledge and real-world experience to every project we finance.

Our Mission

Waterside moves serious projects forward where others stall. Government-backed programs are complex — but when structured right, they unlock capital, create jobs, and strengthen rural economies. Our role is simple: turn those programs into projects that get built.

see capital in action

01

Empowering Rural Growth

We deliver government-backed financing into projects that create jobs, build infrastructure, and strengthen rural economies.

02

Simplifying 
Complexity

We navigate complex regulations and structure financing that works within real-world timelines — moving projects forward when others can’t.

03

Amplifying Impact

We finance projects that create measurable impact — from renewable energy to food security — channeling capital where it drives growth and delivers results.

People Behind the Capital

From renewable energy to manufacturing, we finance the projects that build rural America.

Leadership

Project-ready, government-backed. Serious debt that lets operators retain equity while scaling their business.

Frank Romita

Managing Partner

Has originated and closed over $300M in USDA-backed transactions, including some of the most complex B&I and REAP financings to date.

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Carolina Navarrete

Director of Platform Operations

Former USDA Rural Development officer with direct experience in B&I loan eligibility and compliance. Oversees platform operations and program alignment at Waterside.

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Lindsay Deanne

Head of Credit

Brings experience across institutional credit, accounting, and portfolio management from roles at Ernst & Young, Ontario Teachers’ Pension Plan, and IMCO. A CPA and CFA charterholder, Lindsay also founded her own accounting firm serving individuals and businesses.

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Erin Shantz

VP, Client Services & Origination

Manages client relationships and origination for USDA transactions, with a background spanning borrower engagement and credit execution.

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Project-ready, government-backed. Serious debt that lets operators retain equity while scaling their business.

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