Rural Food Processing Facility Expansion

USDA Business & Industry (B&I) Loan | Facility Expansion and Automation

In Brief

Waterside Commercial Finance delivered long-term USDA B&I financing to a regional food processor in the Midwest, supporting facility expansion, equipment upgrades, and rural job creation. The project provided a capital solution where conventional lenders could not, addressing a gap in financing for a strong operator in a rural market.

Capital Stack

Waterside arranged an $11.2 million USDA Business & Industry (B&I) loan with long-term amortization and limited recourse. Proceeds were used for:

In Brief

Waterside Commercial Finance delivered long-term USDA B&I financing to a regional food processor in the Midwest, supporting facility expansion, equipment upgrades, and rural job creation. The project provided a capital solution where conventional lenders could not, addressing a gap in financing for a strong operator in a rural market.

50,000+ sq ft

Expansion of an existing processing facility.

Equipment Purchases

And packaging line automation.

Working Capital

To support hiring and distribution scale-up.

No items found.

Execution outcome

The new facility enabled the business to increase production capacity by more than 40%, streamline logistics, and expand into new regional markets. The project created 26 full-time jobs in a rural town previously impacted by industry decline. Waterside’s USDA lending expertise ensured the borrower received permanent, affordable capital—unlocking a path to sustainable, long-term growth.

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