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Where serious capital meets real execution.

Inside Waterside

The people, purpose, and platform driving Waterside.

Capital Solution

USDA, Bridge-to-USDA, EB-5, and SBA programs built to fund real projects.

What We Fund

Industries and projects we help bring to life.

News & Insights

Updates, deal stories, and market insights from the field.

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Capital that builds real momentum.

We structure and fund complex transactions — USDA, Bridge-to-USDA, EB-5, and SBA — serious debt placed with certainty and built to close.

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insight in action

Where real projects meet real capital USDA, bridge-to-USDA, EB5, and SBA

waterside in numbers

Scale of Execution

More than $400M in government-backed financing delivered into rural projects — driving infrastructure, clean energy, and job-creating ventures across the U.S.

$500M+

Delivered to Rural Communities

All time

waterside in numbers

Breadth of Impact

More than 40 projects financed across 10+ states — fueling rural businesses, infrastructure, and job growth in diverse industries.

80+

Rural Projects

Across 10+ States

waterside in numbers

Real Economic Outcomes

Financing that creates jobs, strengthens rural economies, and delivers lasting community impact.

200+ in healthcare facilities

250+ in renewable energy & fuels

200+ in controlled environment agriculture

300+ in advanced manufacturing

200+ in logistics & cold storage

1150+

Jobs Created & Saved

Across rural industries and projects

From soil to steel to solar we back what builds

From agriculture to energy, we fund what rural growth needs.

all industries

01

Renewable Energy

Utility-scale solar, wind, bioenergy, and storage — financed at scale with long-term government-backed debt.

02

Manufacturing & Industrial

Plant expansions, modernization, and high-capital equipment financing.

03

Healthcare Facilities

Hospitals, clinics, and care centers in rural and underserved markets.

04

Agriculture & Food Processing

Expansion of value-added processing, cold storage, and logistics infrastructure.

05

Community Infrastructure

Public safety buildings, municipal facilities, broadband, and essential services.

06

Technology & Innovation Hubs

Data centers, advanced manufacturing, and rural innovation spaces.

More than a lender. We deliver complex capital.

We finance USDA, Bridge-to-USDA, EB-5, and SBA projects — serious debt designed to close and built for growth.

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Non-Dilutive Capital

Project-ready, government-backed. Serious debt that lets operators retain equity while scaling their business.

Operational Fluency

We know USDA, Bridge-to-USDA, EB-5, and SBA inside out — moving capital through complex programs without delays or missteps.

Creative Financing

Every project hits roadblocks. We solve them with bridge-to-perm execution, flexible capital design, and solutions that keep projects moving.

End-to-End Execution

From underwriting to closing, Waterside owns the process — ensuring projects don’t stall in approvals but reach the finish line.

Lending Platforms That Move Projects Forward

Waterside is a lender that originates and structures capital through USDA, SBA, and EB-5 programs, backed by select partners when needed, to finance complex projects from start to close.

capital solutions

DEBT
REFINANCING
CONSTRUCTION
TO-PERM
DIRECT
LENDER
BRIDGE
TO USDA
ACQUISITION
FINANCE
GROWTH
CAPITAL
PERMANENT
FINANCING
DEBT
REFINANCING
CONSTRUCTION
TO-PERM
DIRECT
LENDER
BRIDGE
TO USDA
ACQUISITION
FINANCE
GROWTH
CAPITAL
PERMANENT
FINANCING

One of the largest USDA construction financings in U.S. history

Vertical Harvest Farms: USDA Construction-to-Perm

Westbrook, Maine

Controlled Environment Agriculture

Waterside structured one of the largest USDA-backed construction financings, combining B&I and REAP loans with C-PACE and state funding. The project expanded a first-of-its-kind vertical farm with a hiring mandate to create jobs for people with disabilities, setting a new precedent for USDA-supported community impact.

full case study

Created the runway needed to complete the long-term USDA permanent financing

AeroFarms: Bridge-to-USDA Recapitalization

Danville, VA

Controlled Environment Agriculture

Waterside delivered a $25M bridge-to-USDA loan for AeroFarms following a Chapter 11 restructuring — providing immediate liquidity while USDA approvals advanced. This two-phase structure stabilized operations, preserved USDA eligibility, and positioned the company to scale as a restructured leader in controlled-environment agriculture.

full case study

+40% capacity and 26 rural jobs created

Midwest Food Processor: USDA B&I Expansion

Grand Island, Nebraska

Food Manufacturing

Waterside structured an $11.2M USDA B&I loan to expand a regional food processor’s facility and modernize production lines. The financing unlocked 40% greater capacity, automated packaging, and created 26 rural jobs — strengthening local food supply chains where conventional financing had fallen short.

full case study

Clean energy for 7,000+ homes, 100+ rural jobs

Utility-Scale Solar Farm: REAP + EB-5 Capital Stack

Sedgwick County, Kansas

Renewable Energy

Waterside designed a $60M capital stack combining USDA REAP debt with EB-5 equity to fund a 48 MWdc utility-scale solar project. The structure bridged ITC monetization timelines, preserved developer equity, and delivered renewable energy to over 7,000 rural homes while creating 100+ construction jobs.

full case study

Trusted by founders and operators who build big

"When USDA program funds hit a pause during the federal budget cycle, our project was stuck in limbo. Waterside stepped in with a bridge-to-USDA solution that kept operations moving and pulled our closing forward. That speed gave us certainty and a clear path to permanent USDA capital."

Jim Halpert

CEO Controlled Environment Agriculture Company

"We worked with other USDA Rural Development program experts who told us our project couldn't proceed due to NEPA issues. Waterside's experience and understanding of regulations got us approved. Without that expertise, the project would never have qualified."

Will Morrow

CFO Vertical Harvest

"Our project needed to bridge ITC equity before permanent USDA debt was available. Waterside used EB-5 as preferred equity to bridge that gap, unlocking capital when other lenders couldn’t. That creativity kept us on track and fully financed."

Confidential

CEO, Renewable Energy Developer

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Project-ready, government-backed. Serious debt that lets operators retain equity while scaling their business.

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